# CorVel Corp. (CRVL) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Insurance. Price $82.64, market value $4.2 billion.

## Valuation
- **P/E (trailing): 34.7×** (5-yr avg 48.5×, 3-yr avg 48.8×). CorVel Corp. trades at 34.7× trailing earnings, well below its own five-year average of 48.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 4.2×**. Each dollar of revenue is priced at 4.2×.
- **Price / book: 10.2×**. The shares trade at 10.2× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 2.7%** (5-yr avg 2.0%). Free cash flow equals 2.7% of the market value, above its five-year average of 2.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 2.9%**. The inverse of the P/E: 2.9% of the price is earned each year.

## Profitability
- **Gross margin: 24.8%**. CorVel Corp. keeps 24.8% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Net margin: 11.5%**. 11.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 28.0%**. 28.0% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 17.9%**. Each dollar of assets produces 17.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.0%** (3-yr 10.1%/yr, 5-yr 11.6%/yr). Revenue grew 7.0% over the last year, against 11.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 16.9%** (3-yr 19.3%/yr, 5-yr 20.3%/yr). Earnings per share rose 16.9%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 25.4%/yr**. Free cash flow has compounded at 25.4% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. CorVel Corp. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 12.5%** (YTD 23.0%, 3-mo 37.3%). The shares are up 12.5% over twelve months including dividends.
- **From 52-week high: -3.5%** (84.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 69**. An RSI of 69 is neutral.
- **Beta (1 yr): 0.01** (volatility 41%). Beta of 0.01 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CRVL · Page: https://foliofundamentals.com/stocks/crvl

Not investment advice.