# Canadian Tire Corporation, Limited (CTC-A.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Consumer Cyclical / Specialty Retail. Price C$191.99, market value C$10.0 billion.

## Valuation
- **P/E (trailing): 15.1×** (5-yr avg 14.7×, 3-yr avg 19.4×). Canadian Tire Corporation, Limited trades at 15.1× trailing earnings, close to its own five-year average of 14.7×. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 12.3×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.6×**. Each dollar of revenue is priced at 0.6×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.7×**. The shares trade at 1.7× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 9.0×**. Enterprise value is 9.0× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.8%** (5-yr avg 8.7%). Free cash flow equals 5.8% of the market value, below its five-year average of 8.7%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 6.6%**. The inverse of the P/E: 6.6% of the price is earned each year.

## Profitability
- **Gross margin: 33.5%**. Canadian Tire Corporation, Limited keeps 33.5% of revenue after the direct cost of what it sells.
- **Operating margin: 8.7%**. 8.7% of revenue is left after running the business.
- **Net margin: 3.5%**. 3.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.9%**. 9.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 7.3%**. Return on all capital, debt included, is 7.3%.
- **Return on assets: 3.2%**. Each dollar of assets produces 3.2% of profit.

## Growth
- **Revenue growth (1 yr): -0.3%** (3-yr -2.9%/yr, 5-yr 1.9%/yr). Revenue fell 0.3% over the last year, against 1.9% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -33.3%** (3-yr -15.5%/yr, 5-yr -2.9%/yr). Earnings per share fell 33.3%, slower than revenue, so margins compressed.

## Financial health
- **Debt to equity: 1.67**. Debt is 1.67 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 4.3×**. It would take 4.3 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Interest coverage: 4.3×**. Operating profit covers interest 4.3× over, a safe margin.
- **Current ratio: 1.83** (quick 1.44). Current assets cover the next year's liabilities 1.83 times.
- **Altman Z-score: 2.05**. A Z-score of 2.05 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.75%** (C$7.17 per share, trailing). Canadian Tire Corporation, Limited yields 3.75%, an income-level yield.
- **Payout ratio: 63%** (62% of free cash flow). 63% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 9.3%/yr** (1-yr 1.4%). The dividend has grown 9.3% a year over five years.
- **Shareholder yield: 7.4%**. Dividends plus net buybacks return 7.4% of the market value a year.

## Price and momentum
- **Total return (1 yr): 17.1%** (YTD 12.6%, 3-mo 7.5%). The shares are up 17.1% over twelve months including dividends.
- **From 52-week high: -7.7%** (20.6% above the low). Trading 8% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 45**. An RSI of 45 is neutral.
- **Beta (1 yr): 0.42** (volatility 20%). Beta of 0.42 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CTC-A.TO · Page: https://foliofundamentals.com/stocks/ctc-a.to

Not investment advice.