# Canadian Tire Corporation, Limited (CTC.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Consumer Cyclical / Specialty Retail. Price C$210.00, market value C$11.0 billion.

## Valuation
- **P/E (trailing): 16.5×** (5-yr avg 26.1×, 3-yr avg 33.7×). Canadian Tire Corporation, Limited trades at 16.5× trailing earnings, well below its own five-year average of 26.1×: cheap by its own standards. The Consumer Cyclical median in the September 2026 study was 19.5×.
- **Price / sales: 0.7×**. Each dollar of revenue is priced at 0.7×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.8×**. The shares trade at 1.8× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 9.4×**. Enterprise value is 9.4× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.3%** (5-yr avg 5.5%). Free cash flow equals 5.3% of the market value, in line with its five-year average of 5.5%. Above 5% is generally attractive.
- **Earnings yield: 6.1%**. The inverse of the P/E: 6.1% of the price is earned each year.

## Profitability
- **Gross margin: 33.5%**. Canadian Tire Corporation, Limited keeps 33.5% of revenue after the direct cost of what it sells.
- **Operating margin: 8.7%**. 8.7% of revenue is left after running the business.
- **Net margin: 3.5%**. 3.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.9%**. 9.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 7.3%**. Return on all capital, debt included, is 7.3%.
- **Return on assets: 3.2%**. Each dollar of assets produces 3.2% of profit.

## Growth
- **Revenue growth (1 yr): -0.3%** (3-yr -2.9%/yr, 5-yr 1.9%/yr). Revenue fell 0.3% over the last year, against 1.9% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -33.3%** (3-yr -15.5%/yr, 5-yr -2.9%/yr). Earnings per share fell 33.3%, slower than revenue, so margins compressed.

## Financial health
- **Debt to equity: 1.67**. Debt is 1.67 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 4.3×**. It would take 4.3 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Interest coverage: 4.3×**. Operating profit covers interest 4.3× over, a safe margin.
- **Current ratio: 1.83** (quick 1.44). Current assets cover the next year's liabilities 1.83 times.
- **Altman Z-score: 2.08**. A Z-score of 2.08 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.43%** (C$7.17 per share, trailing). Canadian Tire Corporation, Limited yields 3.43%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 63%** (62% of free cash flow). 63% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 6**. 6 straight years of increases.
- **Dividend growth (5 yr): 9.3%/yr** (1-yr 1.4%). The dividend has grown 9.3% a year over five years.
- **Shareholder yield: 6.7%**. Dividends plus net buybacks return 6.7% of the market value a year.

## Price and momentum
- **Total return (1 yr): -12.3%** (YTD -3.0%, 3-mo 0.0%). The shares are down 12.3% over twelve months including dividends.
- **From 52-week high: -21.5%** (5.0% above the low). Trading 22% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 40**. An RSI of 40 is neutral.
- **Beta (1 yr): -0.05** (volatility 28%). Beta of -0.05 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CTC.TO · Page: https://foliofundamentals.com/stocks/ctc.to

Not investment advice.