# Customers Bancorp Inc (CUBI) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $81.07, market value $2.7 billion.

## Valuation
- **P/E (trailing): 9.8×** (5-yr avg 8.2×, 3-yr avg 9.7×). Customers Bancorp Inc trades at 9.8× trailing earnings, well above its own five-year average of 8.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.37**. A PEG of 0.37 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 68.1×**. Each dollar of revenue is priced at 68.1×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 13.4%** (5-yr avg 9.2%). Free cash flow equals 13.4% of the market value, above its five-year average of 9.2%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 10.2%**. The inverse of the P/E: 10.2% of the price is earned each year.

## Profitability
- **Return on equity: 10.6%**. 10.6% on shareholders' equity is solid.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 23.0%** (3-yr -1.3%/yr, 5-yr 10.9%/yr). Earnings per share rose 23.0%.

## Financial health
- **Cash and short-term investments: $4.4 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Customers Bancorp Inc does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 15.9%** (YTD 10.9%, 3-mo 9.7%). The shares are up 15.9% over twelve months including dividends.
- **From 52-week high: -3.9%** (36.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.95** (volatility 32%). Beta of 0.95 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CUBI · Page: https://foliofundamentals.com/stocks/cubi

Not investment advice.