# Customers Bancorp Inc (CUBI) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $85.47, market value $2.9 billion.

## Valuation
- **P/E (trailing): 10.3×** (5-yr avg 8.2×, 3-yr avg 9.7×). Customers Bancorp Inc trades at 10.3× trailing earnings, well above its own five-year average of 8.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.38**. A PEG of 0.38 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 71.8×**. Each dollar of revenue is priced at 71.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 12.7%** (5-yr avg 9.2%). Free cash flow equals 12.7% of the market value, above its five-year average of 9.2%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 9.7%**. The inverse of the P/E: 9.7% of the price is earned each year.

## Profitability
- **Return on equity: 10.6%**. 10.6% on shareholders' equity is solid.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 23.0%** (3-yr -1.3%/yr, 5-yr 10.9%/yr). Earnings per share rose 23.0%.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $4.4 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Customers Bancorp Inc does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (10 analysts). 10 analysts cover Customers Bancorp Inc; the consensus is buy, with an average price target of $98.20 (+15% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 28.5%** (YTD 18.0%, 3-mo 7.1%). The shares are up 28.5% over twelve months including dividends.
- **From 52-week high: -2.9%** (34.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 69**. An RSI of 69 is neutral.
- **Beta (1 yr): 0.90** (volatility 30%). Beta of 0.90 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CUBI · Page: https://foliofundamentals.com/stocks/cubi

Not investment advice.