# Carvana Co. (CVNA) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Consumer Cyclical / Internet & Direct Marketing Retail. Price $74.59, market value $82.7 billion.

## Valuation
- **P/E (trailing): 39.5×** (5-yr avg 16.6×, 3-yr avg 16.6×). Carvana Co. trades at 39.5× trailing earnings, well above its own five-year average of 16.6×: investors are paying up relative to the company's past. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 33.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.08**. A PEG of 0.08 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.3×**. Each dollar of revenue is priced at 3.3×.
- **Price / book: 13.3×**. The shares trade at 13.3× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 1.1%**. Free cash flow equals 1.1% of the market value.
- **Earnings yield: 2.5%**. The inverse of the P/E: 2.5% of the price is earned each year.

## Profitability
- **Gross margin: 19.4%**. Carvana Co. keeps 19.4% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: 8.9%**. 8.9% of revenue is left after running the business.
- **Net margin: 6.9%**. 6.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 40.9%**. 40.9% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 28.7%**. Return on all capital, debt included, is 28.7%: comfortably above what that capital costs.
- **Return on assets: 11.9%**. Each dollar of assets produces 11.9% of profit.

## Growth
- **Revenue growth (1 yr): 48.6%** (3-yr 14.3%/yr, 5-yr 29.5%/yr). Revenue grew 48.6% over the last year, against 29.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 431.4%**. Earnings per share rose 431.4%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 1.46**. Debt is 1.46 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Altman Z-score: 7.89**. A Z-score of 7.89 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Carvana Co. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (20 analysts). 20 analysts cover Carvana Co.; the consensus is buy, with an average price target of $82.97 (+11% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 0.8%** (YTD -11.6%, 3-mo 12.1%). The shares are up 0.8% over twelve months including dividends.
- **From 52-week high: -23.4%** (37.0% above the low). Trading 23% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 2.29** (volatility 62%). Beta of 2.29 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CVNA · Page: https://foliofundamentals.com/stocks/cvna

Not investment advice.