# Community West Bancshares (CWBC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $26.61, market value $722 million.

## Valuation
- **P/E (trailing): 15.1×** (5-yr avg 15.8×, 3-yr avg 20.8×). Community West Bancshares trades at 15.1× trailing earnings, close to its own five-year average of 15.8×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.6%** (5-yr avg 10.3%). Free cash flow equals 6.6% of the market value, below its five-year average of 10.3%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 6.6%**. The inverse of the P/E: 6.6% of the price is earned each year.

## Profitability
- **Return on equity: 9.3%**. 9.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 344.4%** (3-yr -4.1%/yr, 5-yr 4.3%/yr). Earnings per share rose 344.4%.
- **Free-cash-flow growth (3 yr): 23.2%/yr**. Free cash flow has compounded at 23.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $119 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.80%** ($0.48 per share, trailing). Community West Bancshares yields 1.80%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 24%** (21% of free cash flow). 24% of earnings goes out as dividends, leaving room to keep raising it.
- **Dividend growth (5 yr): -3.9%/yr** (1-yr -14.3%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (4 analysts). 4 analysts cover Community West Bancshares; the consensus is buy, with an average price target of $29.63 (+11% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 27.6%** (YTD 19.4%, 3-mo 8.0%). The shares are up 27.6% over twelve months including dividends.
- **From 52-week high: -5.5%** (34.5% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 0.62** (volatility 22%). Beta of 0.62 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CWBC · Page: https://foliofundamentals.com/stocks/cwbc

Not investment advice.