# Cymbria Corporation (CYB.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Financial Services / Capital Markets. Price C$96.00, market value C$2.1 billion.

## Valuation
- **P/E (trailing): 8.2×** (5-yr avg 7.0×, 3-yr avg 7.4×). Cymbria Corporation trades at 8.2× trailing earnings, close to its own five-year average of 7.0×. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 5.3×**. Each dollar of revenue is priced at 5.3×.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: -0.3%** (5-yr avg 1.1%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 12.2%**. The inverse of the P/E: 12.2% of the price is earned each year.

## Profitability
- **Net margin: 129.8%**. 129.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 14.2%**. 14.2% on shareholders' equity is solid.
- **Return on assets: 12.5%**. Each dollar of assets produces 12.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -10.2%**. Revenue fell 10.2% over the last year.
- **EPS growth (1 yr): 48.5%**. Earnings per share rose 48.5%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: C$173 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Cymbria Corporation does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 16.7%** (YTD 11.0%, 3-mo 8.6%). The shares are up 16.7% over twelve months including dividends.
- **From 52-week high: -3.0%** (18.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 65**. An RSI of 65 is neutral.
- **Beta (1 yr): 0.35** (volatility 17%). Beta of 0.35 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CYB.TO · Page: https://foliofundamentals.com/stocks/cyb.to

Not investment advice.