# Dime Commercial Bancshares Inc. (DCOM) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $41.25, market value $1.8 billion.

## Valuation
- **P/E (trailing): 14.9×** (5-yr avg 19.1×, 3-yr avg 25.3×). Dime Commercial Bancshares Inc. trades at 14.9× trailing earnings, well below its own five-year average of 19.1×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 79.8×**. Each dollar of revenue is priced at 79.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 6.7%**. The inverse of the P/E: 6.7% of the price is earned each year.

## Profitability
- **Return on equity: 7.5%**. 7.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 19.0%** (3-yr 7.1%/yr, 5-yr 29.0%/yr). Revenue grew 19.0% over the last year, against 29.0% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 329.1%** (3-yr -14.2%/yr, 5-yr 6.3%/yr). Earnings per share rose 329.1%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.42%** ($1.00 per share, trailing). Dime Commercial Bancshares Inc. yields 2.42%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 39%**. 39% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): -2.4%/yr** (1-yr 34.4%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 37.2%** (YTD 40.0%, 3-mo 9.9%). The shares are up 37.2% over twelve months including dividends.
- **From 52-week high: -1.7%** (60.9% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): 0.77** (volatility 28%). Beta of 0.77 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=DCOM · Page: https://foliofundamentals.com/stocks/dcom

Not investment advice.