# Dillard's Inc. (DDS) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Cyclical / Household Durables. Price $607.62, market value $9.5 billion.

## Valuation
- **P/E (trailing): 13.1×** (5-yr avg 9.6×, 3-yr avg 12.2×). Dillard's Inc. trades at 13.1× trailing earnings, well above its own five-year average of 9.6×: investors are paying up relative to the company's past. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 17.6×, higher than trailing, so analysts expect earnings to fall.
- **Price / sales: 1.5×**. Each dollar of revenue is priced at 1.5×.
- **Price / book: 4.5×**. The shares trade at 4.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.7%** (5-yr avg 14.1%). Free cash flow equals 6.7% of the market value, below its five-year average of 14.1%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.6%**. The inverse of the P/E: 7.6% of the price is earned each year.

## Profitability
- **Gross margin: 40.2%**. Dillard's Inc. keeps 40.2% of revenue after the direct cost of what it sells.
- **Net margin: 8.8%**. 8.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 32.1%**. 32.1% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 19.5%**. Each dollar of assets produces 19.5% of profit.

## Growth
- **Revenue growth (1 yr): -0.1%** (3-yr -2.0%/yr, 5-yr 7.9%/yr). Revenue fell 0.1% over the last year, against 7.9% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -1.1%** (3-yr -10.5%/yr). Earnings per share fell 1.1%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -9.0%/yr**. Free cash flow has compounded at -9.0% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.21**. Debt is 0.21 times equity: a conservative balance sheet.
- **Current ratio: 2.65** (quick 2.65). Current assets cover the next year's liabilities 2.65 times.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.20%** ($1.20 per share, trailing). Dillard's Inc. yields 0.20%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 85%** (77% of free cash flow). 85% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 12**. 12 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 120.3%/yr** (1-yr 19.6%). The dividend has compounded at 120.3% a year over five years, doubling roughly every 1 years at that pace.

## Analyst view
- **Analyst consensus: underperform** (3 analysts). 3 analysts cover Dillard's Inc.; the consensus is underperform, with an average price target of $545.67 (-10% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 12.5%** (YTD 6.7%, 3-mo 5.4%). The shares are up 12.5% over twelve months including dividends.
- **From 52-week high: -18.1%** (20.8% above the low). Trading 18% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): 0.58** (volatility 42%). Beta of 0.58 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=DDS · Page: https://foliofundamentals.com/stocks/dds

Not investment advice.