# Donegal Group Inc. (DGICB) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Insurance. Price $24.75, market value $919 million.

## Valuation
- **P/E (trailing): 12.9×**. Donegal Group Inc. trades at 12.9× trailing earnings. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 1.0×**. Each dollar of revenue is priced at 1.0×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 7.8%**. The inverse of the P/E: 7.8% of the price is earned each year.

## Profitability
- **Net margin: 8.1%**. 8.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 12.4%**. 12.4% on shareholders' equity is solid.
- **Return on assets: 3.0%**. Each dollar of assets produces 3.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -1.2%** (3-yr 4.9%/yr, 5-yr 4.7%/yr). Revenue fell 1.2% over the last year, against 4.7% a year compounded over five years: growth is slowing.

## Dividends
- **Dividend yield: 2.85%** ($0.74 per share, trailing). Donegal Group Inc. yields 2.85%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 32%**. 32% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 4.3%/yr** (1-yr 5.2%). The dividend has grown 4.3% a year over five years.

## Price and momentum
- **Total return (1 yr): 71.4%** (YTD 42.6%, 3-mo 29.2%). The shares are up 71.4% over twelve months including dividends.
- **From 52-week high: -17.5%** (66.4% above the low). Trading 17% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.18** (volatility 76%). Beta of 0.18 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=DGICB · Page: https://foliofundamentals.com/stocks/dgicb

Not investment advice.