# Allspring Income Opportunities Fund (EAD) fundamentals

Data as of 2026-11-04. AMEX, United States. Sector: Financial Services / Capital Markets. Price $6.04, market value $357 million.

## Valuation
- **P/E (trailing): 8.9×** (5-yr avg 9.1×, 3-yr avg 9.1×). Allspring Income Opportunities Fund trades at 8.9× trailing earnings, close to its own five-year average of 9.1×. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 8.6×**. Each dollar of revenue is priced at 8.6×.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 13.3%** (5-yr avg 13.5%). Free cash flow equals 13.3% of the market value, in line with its five-year average of 13.5%. Above 5% is generally attractive.
- **Earnings yield: 11.3%**. The inverse of the P/E: 11.3% of the price is earned each year.

## Profitability
- **Net margin: 98.3%**. 98.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.5%**. 9.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 6.6%**. Each dollar of assets produces 6.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 14.0%**. Revenue grew 14.0% over the last year.
- **Free-cash-flow growth (3 yr): -1.1%/yr**. Free cash flow has compounded at -1.1% a year over three years.

## Financial health
- **Cash and short-term investments: $568**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 10.47%** ($0.64 per share, trailing). Allspring Income Opportunities Fund yields 10.47%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 93%** (80% of free cash flow). 93% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): -1.5%/yr** (1-yr 2.7%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): -6.0%** (YTD -5.5%, 3-mo -4.6%). The shares are down 6.0% over twelve months including dividends.
- **From 52-week high: -13.0%** (3.1% above the low). Trading 13% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 54**. An RSI of 54 is neutral.
- **Beta (1 yr): 0.44** (volatility 10%). Beta of 0.44 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EAD · Page: https://foliofundamentals.com/stocks/ead

Not investment advice.