# Euronet Worldwide Inc. (EEFT) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $73.81, market value $2.8 billion.

## Valuation
- **P/E (trailing): 11.7×** (5-yr avg 31.4×, 3-yr avg 15.2×). Euronet Worldwide Inc. trades at 11.7× trailing earnings, well below its own five-year average of 31.4×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 6.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.02**. A PEG of 1.02 is in the range usually read as fairly priced for its growth.
- **Price / sales: 0.6×**. Each dollar of revenue is priced at 0.6×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 2.2×**. The shares trade at 2.2× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 5.7×**. Enterprise value is 5.7× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 9.7%** (5-yr avg 10.6%). Free cash flow equals 9.7% of the market value, in line with its five-year average of 10.6%. Above 5% is generally attractive.
- **Earnings yield: 8.5%**. The inverse of the P/E: 8.5% of the price is earned each year.

## Profitability
- **Operating margin: 11.5%**. 11.5% of revenue is left after running the business.
- **Net margin: 7.3%**. 7.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 23.7%**. 23.7% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 17.4%**. Return on all capital, debt included, is 17.4%: comfortably above what that capital costs.
- **Return on assets: 4.4%**. Each dollar of assets produces 4.4% of profit.

## Growth
- **Revenue growth (1 yr): 6.4%** (3-yr 8.1%/yr, 5-yr 11.3%/yr). Revenue grew 6.4% over the last year, against 11.3% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 6.0%** (3-yr 15.8%/yr). Earnings per share rose 6.0%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -12.3%/yr**. Free cash flow has compounded at -12.3% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 1.55**. Debt is 1.55 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 1.5×**. It would take 1.5 years of operating earnings to repay net borrowings, within the comfortable range.
- **Altman Z-score: 1.53**. A Z-score of 1.53 is in the distress zone, a signal to examine the balance sheet closely.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Euronet Worldwide Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (6 analysts). 6 analysts cover Euronet Worldwide Inc.; the consensus is buy, with an average price target of $86.67 (+17% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -18.8%** (YTD -3.0%, 3-mo 10.6%). The shares are down 18.8% over twelve months including dividends.
- **From 52-week high: -19.4%** (18.1% above the low). Trading 19% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.78** (volatility 37%). Beta of 0.78 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EEFT · Page: https://foliofundamentals.com/stocks/eeft

Not investment advice.