# Ellington Financial Inc. Common Stock (EFC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Thrifts & Mortgage Finance. Price $13.47, market value $1.8 billion.

## Valuation
- **P/E (trailing): 8.4×** (5-yr avg 8.1×, 3-yr avg 9.6×). Ellington Financial Inc. Common Stock trades at 8.4× trailing earnings, close to its own five-year average of 8.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 6.8×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 11.9%**. The inverse of the P/E: 11.9% of the price is earned each year.

## Profitability
- **Return on equity: 6.5%**. 6.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -12.5%** (5-yr 25.0%/yr). Earnings per share fell 12.5%.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $202 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 11.58%** ($1.56 per share, trailing). Ellington Financial Inc. Common Stock yields 11.58%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 155%**. The dividend exceeds earnings (155% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): 4.4%/yr** (1-yr -2.5%). The dividend has grown 4.4% a year over five years.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover Ellington Financial Inc. Common Stock; the consensus is buy, with an average price target of $14.86 (+10% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 8.5%** (YTD 5.4%, 3-mo 0.4%). The shares are up 8.5% over twelve months including dividends.
- **From 52-week high: -4.6%** (19.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.41** (volatility 17%). Beta of 0.41 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EFC · Page: https://foliofundamentals.com/stocks/efc

Not investment advice.