# Enterprise Financial Services Corporation (EFSC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $64.66, market value $2.3 billion.

## Valuation
- **P/E (trailing): 12.9×** (5-yr avg 9.8×, 3-yr avg 9.9×). Enterprise Financial Services Corporation trades at 12.9× trailing earnings, well above its own five-year average of 9.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.10**. A PEG of 1.10 is in the range usually read as fairly priced for its growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 9.0%** (5-yr avg 12.2%). Free cash flow equals 9.0% of the market value, below its five-year average of 12.2%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.8%**. The inverse of the P/E: 7.8% of the price is earned each year.

## Profitability
- **Return on equity: 9.9%**. 9.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 9.9%** (3-yr 0.0%/yr, 5-yr 14.0%/yr). Earnings per share rose 9.9%.
- **Free-cash-flow growth (3 yr): -5.4%/yr**. Free cash flow has compounded at -5.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Dividends
- **Dividend yield: 2.07%** ($1.30 per share, trailing). Enterprise Financial Services Corporation yields 2.07%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 22%** (23% of free cash flow). 22% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 12**. 12 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 11.1%/yr** (1-yr 15.1%). The dividend has compounded at 11.1% a year over five years, doubling roughly every 6 years at that pace.

## Price and momentum
- **Total return (1 yr): 8.1%** (YTD 21.1%, 3-mo 6.0%). The shares are up 8.1% over twelve months including dividends.
- **From 52-week high: -5.9%** (26.3% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 51**. An RSI of 51 is neutral.
- **Beta (1 yr): 0.62** (volatility 23%). Beta of 0.62 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EFSC · Page: https://foliofundamentals.com/stocks/efsc

Not investment advice.