# Equity Bancshares Inc. (EQBK) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $49.14, market value $1.0 billion.

## Valuation
- **P/E (trailing): 10.7×** (5-yr avg 25.9×, 3-yr avg 37.2×). Equity Bancshares Inc. trades at 10.7× trailing earnings, well below its own five-year average of 25.9×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.0×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 3.8%** (5-yr avg 12.1%). Free cash flow equals 3.8% of the market value, below its five-year average of 12.1%, so the shares are pricier on cash than usual.
- **Earnings yield: 9.4%**. The inverse of the P/E: 9.4% of the price is earned each year.

## Profitability
- **Return on equity: 3.1%**. 3.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -69.3%** (3-yr -29.5%/yr). Earnings per share fell 69.3%.
- **Free-cash-flow growth (3 yr): -18.6%/yr**. Free cash flow has compounded at -18.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 1.79%** ($0.76 per share, trailing). Equity Bancshares Inc. yields 1.79%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 50%** (34% of free cash flow). 50% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.

## Price and momentum
- **Total return (1 yr): 24.8%** (YTD 12.7%, 3-mo -2.1%). The shares are up 24.8% over twelve months including dividends.
- **From 52-week high: -6.0%** (22.9% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 64**. An RSI of 64 is neutral.
- **Beta (1 yr): 0.30** (volatility 21%). Beta of 0.30 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EQBK · Page: https://foliofundamentals.com/stocks/eqbk

Not investment advice.