# EverQuote Inc. (EVER) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Communication Services / Internet Content & Information. Price $24.91, market value $878 million.

## Valuation
- **P/E (trailing): 8.1×** (5-yr avg 16.5×, 3-yr avg 16.5×). EverQuote Inc. trades at 8.1× trailing earnings, well below its own five-year average of 16.5×: cheap by its own standards. The Communication Services median in the September 2026 study was 21.1×. Forward P/E is 8.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.04**. A PEG of 0.04 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.2×**. Each dollar of revenue is priced at 1.2×.
- **Price / book: 3.4×**. The shares trade at 3.4× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 8.2×**. Enterprise value is 8.2× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 10.8%** (5-yr avg 2.5%). Free cash flow equals 10.8% of the market value, above its five-year average of 2.5%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 12.3%**. The inverse of the P/E: 12.3% of the price is earned each year.

## Profitability
- **Operating margin: 11.0%**. 11.0% of revenue is left after running the business.
- **Net margin: 14.3%**. 14.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 41.7%**. 41.7% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 92.5%**. Return on all capital, debt included, is 92.5%: comfortably above what that capital costs.
- **Return on assets: 35.0%**. Each dollar of assets produces 35.0% of profit.

## Growth
- **Revenue growth (1 yr): 38.5%** (3-yr 19.7%/yr, 5-yr 14.8%/yr). Revenue grew 38.5% over the last year, against 14.8% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 198.9%**. Earnings per share rose 198.9%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.02**. Debt is 0.02 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. EverQuote Inc. holds more cash than debt.
- **Current ratio: 2.94** (quick 2.94). Current assets cover the next year's liabilities 2.94 times.
- **Altman Z-score: 10.27**. A Z-score of 10.27 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. EverQuote Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (6 analysts). 6 analysts cover EverQuote Inc.; the consensus is buy, with an average price target of $29.50 (+18% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 4.7%** (YTD -7.7%, 3-mo 28.9%). The shares are up 4.7% over twelve months including dividends.
- **From 52-week high: -13.3%** (79.5% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.81** (volatility 82%). Beta of 0.81 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=EVER · Page: https://foliofundamentals.com/stocks/ever

Not investment advice.