# FB Financial Corporation (FBK) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $56.99, market value $2.8 billion.

## Valuation
- **P/E (trailing): 15.1×** (5-yr avg 16.2×, 3-yr avg 19.3×). FB Financial Corporation trades at 15.1× trailing earnings, close to its own five-year average of 16.2×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.1×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.0%** (5-yr avg 14.6%). Free cash flow equals 7.0% of the market value, below its five-year average of 14.6%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 6.6%**. The inverse of the P/E: 6.6% of the price is earned each year.

## Profitability
- **Return on equity: 6.3%**. 6.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -1.2%** (3-yr -2.5%/yr, 5-yr 8.0%/yr). Earnings per share fell 1.2%.
- **Free-cash-flow growth (3 yr): -42.9%/yr**. Free cash flow has compounded at -42.9% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $1.2 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.47%** ($0.80 per share, trailing). FB Financial Corporation yields 1.47%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 31%** (21% of free cash flow). 31% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 8**. 8 straight years of increases.
- **Dividend growth (5 yr): 16.1%/yr** (1-yr 11.8%). The dividend has compounded at 16.1% a year over five years, doubling roughly every 4 years at that pace.

## Analyst view
- **Analyst consensus: strong_buy** (8 analysts). 8 analysts cover FB Financial Corporation; the consensus is strong_buy, with an average price target of $66.34 (+16% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 6.4%** (YTD 2.9%, 3-mo 7.2%). The shares are up 6.4% over twelve months including dividends.
- **From 52-week high: -9.0%** (15.7% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 41**. An RSI of 41 is neutral.
- **Beta (1 yr): 0.71** (volatility 26%). Beta of 0.71 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FBK · Page: https://foliofundamentals.com/stocks/fbk

Not investment advice.