# First Community Bankshares Inc. (VA) (FCBC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $49.09, market value $928 million.

## Valuation
- **P/E (trailing): 15.5×** (5-yr avg 11.2×, 3-yr avg 12.3×). First Community Bankshares Inc. (VA) trades at 15.5× trailing earnings, well above its own five-year average of 11.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 15.8×, higher than trailing, so analysts expect earnings to fall.
- **Price / book: 1.7×**. The shares trade at 1.7× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 4.7%** (5-yr avg 10.2%). Free cash flow equals 4.7% of the market value, below its five-year average of 10.2%, so the shares are pricier on cash than usual.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Return on equity: 9.7%**. 9.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -5.4%** (3-yr -2.1%/yr, 5-yr 5.6%/yr). Earnings per share fell 5.4%.
- **Free-cash-flow growth (3 yr): 1.2%/yr**. Free cash flow has compounded at 1.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.57%** ($1.26 per share, trailing). First Community Bankshares Inc. (VA) yields 2.57%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 124%** (96% of free cash flow). The dividend exceeds earnings (124% payout), though free cash flow still covers it.
- **Consecutive years of increases: 6**. 6 straight years of increases.
- **Dividend growth (5 yr): 27.0%/yr** (1-yr 175.8%). The dividend has compounded at 27.0% a year over five years, doubling roughly every 3 years at that pace.

## Price and momentum
- **Total return (1 yr): 36.2%** (YTD 52.3%, 3-mo 13.8%). The shares are up 36.2% over twelve months including dividends.
- **From 52-week high: -2.2%** (57.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.40** (volatility 26%). Beta of 0.40 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FCBC · Page: https://foliofundamentals.com/stocks/fcbc

Not investment advice.