# F&G Annuities & Life Inc. (FG) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $25.04, market value $3.3 billion.

## Valuation
- **P/E (trailing): 8.2×** (5-yr avg 9.2×, 3-yr avg 12.1×). F&G Annuities & Life Inc. trades at 8.2× trailing earnings, close to its own five-year average of 9.2×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 5.2×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.5×**. Each dollar of revenue is priced at 0.5×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.7×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 12.1%**. The inverse of the P/E: 12.1% of the price is earned each year.

## Profitability
- **Net margin: 4.6%**. 4.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.5%**. 5.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.4%**. Each dollar of assets produces 0.4% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -0.2%** (3-yr 34.6%/yr). Revenue fell 0.2% over the last year.
- **EPS growth (1 yr): -61.5%** (3-yr -30.2%/yr). Earnings per share fell 61.5%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $1.5 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 3.99%** ($1.00 per share, trailing). F&G Annuities & Life Inc. yields 3.99%, an income-level yield.
- **Payout ratio: 52%**. 52% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 3**. 3 straight years of increases.
- **Dividend growth (5 yr): 114.6%/yr** (1-yr 7.1%). The dividend has compounded at 114.6% a year over five years, doubling roughly every 1 years at that pace.

## Price and momentum
- **Total return (1 yr): -26.6%** (YTD -17.2%, 3-mo -9.2%). The shares are down 26.6% over twelve months including dividends.
- **From 52-week high: -29.1%** (21.7% above the low). Trading 29% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.87** (volatility 39%). Beta of 0.87 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FG · Page: https://foliofundamentals.com/stocks/fg

Not investment advice.