# Figure Technology Solutions Inc. (FIGR) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Consumer Finance. Price $35.96, market value $8.1 billion.

## Valuation
- **P/E (trailing): 37.5×** (5-yr avg 92.8×, 3-yr avg 92.8×). Figure Technology Solutions Inc. trades at 37.5× trailing earnings, well below its own five-year average of 92.8×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 24.2×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 11.4×**. Each dollar of revenue is priced at 11.4×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 5.7×**. The shares trade at 5.7× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Earnings yield: 2.7%**. The inverse of the P/E: 2.7% of the price is earned each year.

## Profitability
- **Operating margin: 28.4%**. 28.4% of revenue is left after running the business, an exceptional level.
- **Net margin: 26.4%**. 26.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 10.9%**. 10.9% on shareholders' equity is solid.
- **Return on invested capital: 61.0%**. Return on all capital, debt included, is 61.0%: comfortably above what that capital costs.
- **Return on assets: 10.2%**. Each dollar of assets produces 10.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 48.7%**. Revenue grew 48.7% over the last year.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $1.2 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Figure Technology Solutions Inc. does not currently pay a dividend.

## Price and momentum
- **From 52-week high: -53.9%** (49.1% above the low). Trading 54% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 2.95** (volatility 99%). Beta of 2.95 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FIGR · Page: https://foliofundamentals.com/stocks/figr

Not investment advice.