# Fairfax India Holdings Corporation USD (FIH.U) (FIH-U.TO) fundamentals

Data as of 2026-11-04. TSX, Canada. Sector: Financial Services / Capital Markets. Price $17.86, market value $2.4 billion.

## Valuation
- **P/E (trailing): 12.0×** (5-yr avg 6.8×, 3-yr avg 5.6×). Fairfax India Holdings Corporation USD (FIH.U) trades at 12.0× trailing earnings, well above its own five-year average of 6.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 7.2×**. Each dollar of revenue is priced at 7.2×.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 0.9%** (5-yr avg 1.4%). Free cash flow equals 0.9% of the market value, below its five-year average of 1.4%, so the shares are pricier on cash than usual.
- **Earnings yield: 8.3%**. The inverse of the P/E: 8.3% of the price is earned each year.

## Profitability
- **Net margin: 76.3%**. 76.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.3%**. 13.3% on shareholders' equity is solid.
- **Return on assets: 5.0%**. Each dollar of assets produces 5.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 1452.9%** (3-yr 36.8%/yr). Revenue grew 1452.9% over the last year.
- **EPS growth (1 yr): 1116.7%** (3-yr 31.5%/yr). Earnings per share rose 1116.7%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $8 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Fairfax India Holdings Corporation USD (FIH.U) does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 4.0%** (YTD 4.1%, 3-mo -2.7%). The shares are up 4.0% over twelve months including dividends.
- **From 52-week high: -11.7%** (14.3% above the low). Trading 12% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 52**. An RSI of 52 is neutral.
- **Beta (1 yr): 0.42** (volatility 33%). Beta of 0.42 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FIH-U.TO · Page: https://foliofundamentals.com/stocks/fih-u.to

Not investment advice.