# Angel Oak Financial Strategies Income Term Trust Common Shares of Beneficial Interest (FINS) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services. Price $12.60, market value $421 million.

## Valuation
- **P/E (trailing): 7.5×** (5-yr avg 31.5×, 3-yr avg 31.5×). Angel Oak Financial Strategies Income Term Trust Common Shares of Beneficial Interest trades at 7.5× trailing earnings, well below its own five-year average of 31.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 8.9×**. Each dollar of revenue is priced at 8.9×.
- **Price / book: 0.6×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: -13.9%** (5-yr avg 7.8%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 13.3%**. The inverse of the P/E: 13.3% of the price is earned each year.

## Profitability
- **Net margin: 99.5%**. 99.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 10.1%**. 10.1% on shareholders' equity is solid.
- **Return on assets: 7.9%**. Each dollar of assets produces 7.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 16.7%**. Revenue grew 16.7% over the last year.

## Dividends
- **Dividend yield: 10.95%** ($1.34 per share, trailing). Angel Oak Financial Strategies Income Term Trust Common Shares of Beneficial Interest yields 10.95%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 88%**. 88% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 1.4%/yr** (1-yr 2.3%). The dividend has grown 1.4% a year over five years.

## Price and momentum
- **Total return (1 yr): 5.1%** (YTD 1.5%, 3-mo 0.9%). The shares are up 5.1% over twelve months including dividends.
- **From 52-week high: -7.0%** (1.8% above the low). Trading 7% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.25** (volatility 8%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FINS · Page: https://foliofundamentals.com/stocks/fins

Not investment advice.