# Five9 Inc. (FIVN) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $33.27, market value $2.5 billion.

## Valuation
- **P/E (trailing): 48.9×** (5-yr avg 44.6×, 3-yr avg 44.6×). Five9 Inc. trades at 48.9× trailing earnings, close to its own five-year average of 44.6×. The Technology median in the September 2026 study was 32.1×. Forward P/E is 8.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.02**. A PEG of 0.02 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.1×**. Each dollar of revenue is priced at 2.1×.
- **Price / book: 3.2×**. The shares trade at 3.2× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 19.3×**. Enterprise value is 19.3× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 8.4%** (5-yr avg 3.4%). Free cash flow equals 8.4% of the market value, above its five-year average of 3.4%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 2.0%**. The inverse of the P/E: 2.0% of the price is earned each year.

## Profitability
- **Gross margin: 54.9%**. Five9 Inc. keeps 54.9% of revenue after the direct cost of what it sells.
- **Operating margin: 4.7%**. 4.7% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 3.4%**. 3.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.0%**. 5.0% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 5.9%**. Return on all capital, debt included, is 5.9%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 3.3%**. Each dollar of assets produces 3.3% of profit.

## Growth
- **Revenue growth (1 yr): 10.3%** (3-yr 13.8%/yr, 5-yr 21.4%/yr). Revenue grew 10.3% over the last year, against 21.4% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 364.7%**. Earnings per share rose 364.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 76.5%/yr**. Free cash flow has compounded at 76.5% a year over three years.

## Financial health
- **Debt to equity: 0.25**. Debt is 0.25 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. Five9 Inc. holds more cash than debt.
- **Current ratio: 4.51** (quick 4.51). Current assets cover the next year's liabilities 4.51 times.
- **Altman Z-score: 3.30**. A Z-score of 3.30 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. Five9 Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (19 analysts). 19 analysts cover Five9 Inc.; the consensus is buy, with an average price target of $35.00 (+5% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 26.5%** (YTD 65.9%, 3-mo 41.5%). The shares are up 26.5% over twelve months including dividends.
- **From 52-week high: -5.4%** (150.3% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 1.43** (volatility 67%). Beta of 1.43 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FIVN · Page: https://foliofundamentals.com/stocks/fivn

Not investment advice.
