# Flywire Corporation Voting (FLYW) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / IT Services. Price $18.55, market value $2.3 billion.

## Valuation
- **P/E (trailing): 68.7×** (5-yr avg 579.9×, 3-yr avg 579.9×). Flywire Corporation Voting trades at 68.7× trailing earnings, well below its own five-year average of 579.9×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 13.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.2×**. Each dollar of revenue is priced at 3.2×.
- **Price / book: 2.8×**. The shares trade at 2.8× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 28.2×**. Enterprise value is 28.2× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Free-cash-flow yield: 7.1%** (5-yr avg 2.5%). Free cash flow equals 7.1% of the market value, above its five-year average of 2.5%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 1.5%**. The inverse of the P/E: 1.5% of the price is earned each year.

## Profitability
- **Operating margin: 5.5%**. 5.5% of revenue is left after running the business.
- **Net margin: 2.2%**. 2.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 1.6%**. 1.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 6.1%**. Return on all capital, debt included, is 6.1%.
- **Return on assets: 2.7%**. Each dollar of assets produces 2.7% of profit.

## Growth
- **Revenue growth (1 yr): 26.6%** (3-yr 29.1%/yr, 5-yr 36.4%/yr). Revenue grew 26.6% over the last year, against 36.4% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 450.0%**. Earnings per share rose 450.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 189.5%/yr**. Free cash flow has compounded at 189.5% a year over three years.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. Flywire Corporation Voting holds more cash than debt.
- **Current ratio: 1.50** (quick 1.50). Current assets cover the next year's liabilities 1.50 times.
- **Altman Z-score: 4.89**. A Z-score of 4.89 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. Flywire Corporation Voting does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (13 analysts). 13 analysts cover Flywire Corporation Voting; the consensus is buy, with an average price target of $20.77 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 42.1%** (YTD 31.0%, 3-mo 28.8%). The shares are up 42.1% over twelve months including dividends.
- **From 52-week high: -6.0%** (75.8% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 1.44** (volatility 47%). Beta of 1.44 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FLYW · Page: https://foliofundamentals.com/stocks/flyw

Not investment advice.