# Primis Financial Corp. (FRST) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $16.38, market value $406 million.

## Valuation
- **P/E (trailing): 7.6×** (5-yr avg 11.9×, 3-yr avg 5.5×). Primis Financial Corp. trades at 7.6× trailing earnings, well below its own five-year average of 11.9×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.4×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.02**. A PEG of 0.02 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 13.2%**. The inverse of the P/E: 13.2% of the price is earned each year.

## Profitability
- **Return on equity: 14.5%**. 14.5% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 477.3%** (3-yr 63.5%/yr, 5-yr 21.0%/yr). Earnings per share rose 477.3%.
- **Free-cash-flow growth (3 yr): -7.5%/yr**. Free cash flow has compounded at -7.5% a year over three years, lagging earnings: check whether profits are turning into cash.

## Dividends
- **Dividend yield: 2.44%** ($0.40 per share, trailing). Primis Financial Corp. yields 2.44%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 16%**. 16% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 9**. 9 straight years of increases.
- **Dividend growth (5 yr): 0.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 49.0%** (YTD 19.4%, 3-mo 9.2%). The shares are up 49.0% over twelve months including dividends.
- **From 52-week high: -3.0%** (71.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.55** (volatility 29%). Beta of 0.55 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FRST · Page: https://foliofundamentals.com/stocks/frst

Not investment advice.