# Foresight Group Holdings Limited (FSG.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services / Capital Markets. Price 480p, market value 530 millionp.

## Valuation
- **P/E (trailing): 12.0×** (5-yr avg 1532.9×, 3-yr avg 1395.2×). Foresight Group Holdings Limited trades at 12.0× trailing earnings, well below its own five-year average of 1532.9×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.23**. A PEG of 0.23 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.7×**. Each dollar of revenue is priced at 1.7×.
- **Price / book: 5.7×**. The shares trade at 5.7× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **EV / EBITDA: 4.7×**. Enterprise value is 4.7× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 16.2%** (5-yr avg 0.1%). Free cash flow equals 16.2% of the market value, above its five-year average of 0.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 8.3%**. The inverse of the P/E: 8.3% of the price is earned each year.

## Profitability
- **Gross margin: 89.8%**. Foresight Group Holdings Limited keeps 89.8% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 29.6%**. 29.6% of revenue is left after running the business, an exceptional level.
- **Net margin: 25.9%**. 25.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 44.9%**. 44.9% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 92.9%**. Return on all capital, debt included, is 92.9%: comfortably above what that capital costs.
- **Return on assets: 41.5%**. Each dollar of assets produces 41.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.3%** (3-yr 11.5%/yr, 5-yr 19.1%/yr). Revenue grew 7.3% over the last year, against 19.1% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 35.7%** (3-yr 21.9%/yr, 5-yr 22.1%/yr). Earnings per share rose 35.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -5.7%/yr**. Free cash flow has compounded at -5.7% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: 42 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 5.66%** (0p per share, trailing). Foresight Group Holdings Limited yields 5.66%, an income-level yield.
- **Payout ratio: 66%** (64% of free cash flow). 66% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Shareholder yield: 10.7%**. Dividends plus net buybacks return 10.7% of the market value a year.

## Price and momentum
- **Total return (1 yr): 5.4%** (YTD 11.9%, 3-mo 12.2%). The shares are up 5.4% over twelve months including dividends.
- **From 52-week high: -6.9%** (86.8% above the low). Trading 7% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.91** (volatility 28%). Beta of 0.91 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=FSG.L · Page: https://foliofundamentals.com/stocks/fsg.l

Not investment advice.