# Golub Capital BDC Inc. (GBDC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Capital Markets. Price $13.00, market value $3.4 billion.

## Valuation
- **P/E (trailing): 19.7×** (5-yr avg 7.8×, 3-yr avg 8.4×). Golub Capital BDC Inc. trades at 19.7× trailing earnings, well above its own five-year average of 7.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 2.32**. A PEG of 2.32 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 5.1%**. The inverse of the P/E: 5.1% of the price is earned each year.

## Profitability
- **Return on equity: 9.5%**. 9.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 4.4%** (3-yr 16.4%/yr, 5-yr 30.9%/yr). Earnings per share rose 4.4%.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $12 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 10.15%** ($1.44 per share, trailing). Golub Capital BDC Inc. yields 10.15%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 98%**. 98% of earnings goes out as dividends, leaving a thin cushion.
- **Dividend growth (5 yr): 5.5%/yr** (1-yr -19.2%). The dividend has grown 5.5% a year over five years.

## Price and momentum
- **Total return (1 yr): -2.1%** (YTD 1.0%, 3-mo 2.2%). The shares are down 2.1% over twelve months including dividends.
- **From 52-week high: -12.5%** (10.5% above the low). Trading 12% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 48**. An RSI of 48 is neutral.
- **Beta (1 yr): 0.56** (volatility 20%). Beta of 0.56 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GBDC · Page: https://foliofundamentals.com/stocks/gbdc

Not investment advice.