# BMTC Group Inc. (GBT.TO) fundamentals

Data as of 2026-09-08. TSX, Canada. Sector: Consumer Cyclical / Specialty Retail. Price C$12.35, market value C$393 million.

## Valuation
- **P/E (trailing): 8.9×** (5-yr avg 9.1×, 3-yr avg 9.9×). BMTC Group Inc. trades at 8.9× trailing earnings, close to its own five-year average of 9.1×. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 13.9×, higher than trailing, so analysts expect earnings to fall.
- **Price / sales: 0.6×**. Each dollar of revenue is priced at 0.6×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.7×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 12.8×**. Enterprise value is 12.8× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 3.0%** (5-yr avg 2.9%). Free cash flow equals 3.0% of the market value, in line with its five-year average of 2.9%.
- **Earnings yield: 11.2%**. The inverse of the P/E: 11.2% of the price is earned each year.

## Profitability
- **Gross margin: 39.6%**. BMTC Group Inc. keeps 39.6% of revenue after the direct cost of what it sells.
- **Operating margin: -2.1%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: 5.4%**. 5.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.7%**. 5.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: -1.9%**. Return on all capital, debt included, is -1.9%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 5.7%**. Each dollar of assets produces 5.7% of profit.

## Growth
- **Revenue growth (1 yr): 2.8%** (3-yr -4.8%/yr, 5-yr -0.9%/yr). Revenue grew 2.8% over the last year, against -0.9% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -22.2%** (3-yr -5.1%/yr, 5-yr -8.2%/yr). Earnings per share fell 22.2%, slower than revenue, so margins compressed.

## Financial health
- **Debt to equity: 0.03**. Debt is 0.03 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.4×**. It would take 0.4 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 0.98** (quick 0.15). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 3.07**. A Z-score of 3.07 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.88%** (C$0.36 per share, trailing). BMTC Group Inc. yields 2.88%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 34%** (98% of free cash flow). 34% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 21**. 21 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 4.4%/yr** (1-yr 0.0%). The dividend has grown 4.4% a year over five years.
- **Shareholder yield: 4.7%**. Dividends plus net buybacks return 4.7% of the market value a year.

## Price and momentum
- **Total return (1 yr): -0.3%** (YTD -2.6%, 3-mo -1.5%). The shares are down 0.3% over twelve months including dividends.
- **From 52-week high: -13.9%** (2.8% above the low). Trading 14% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 37**. An RSI of 37 is neutral.
- **Beta (1 yr): 0.13** (volatility 31%). Beta of 0.13 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GBT.TO · Page: https://foliofundamentals.com/stocks/gbt.to

Not investment advice.