# Green Dot Corporation Class A Common Stock $0.001 par value (GDOT) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Consumer Finance. Price $13.33, market value $760 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Green Dot Corporation Class A Common Stock $0.001 par value reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 0.3×**. Each dollar of revenue is priced at 0.3×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 10.9%** (5-yr avg 8.6%). Free cash flow equals 10.9% of the market value, above its five-year average of 8.6%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.

## Profitability
- **Operating margin: 0.4%**. 0.4% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: -5.0%**. The company reported a net loss over the last twelve months.
- **Return on equity: -11.1%**. Return on equity is negative because earnings are negative.
- **Return on assets: -0.4%**. Each dollar of assets produces -0.4% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 19.8%** (3-yr 12.3%/yr, 5-yr 9.9%/yr). Revenue grew 19.8% over the last year, against 9.9% a year compounded over five years: growth is accelerating.
- **Free-cash-flow growth (3 yr): -30.1%/yr**. Free cash flow has compounded at -30.1% a year over three years.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. Green Dot Corporation Class A Common Stock $0.001 par value does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -2.7%** (YTD 4.1%, 3-mo 5.3%). The shares are down 2.7% over twelve months including dividends.
- **From 52-week high: -13.5%** (32.0% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.89** (volatility 29%). Beta of 0.89 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GDOT · Page: https://foliofundamentals.com/stocks/gdot

Not investment advice.
