# Genworth Financial Inc (GNW) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $10.35, market value $3.9 billion.

## Valuation
- **P/E (trailing): 20.3×** (5-yr avg 14.8×, 3-yr avg 22.9×). Genworth Financial Inc trades at 20.3× trailing earnings, well above its own five-year average of 14.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.4×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.5×**. Each dollar of revenue is priced at 0.5×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.4×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 4.9%**. The inverse of the P/E: 4.9% of the price is earned each year.

## Profitability
- **Net margin: 3.1%**. 3.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 2.5%**. 2.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.2%**. Each dollar of assets produces 0.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 0.1%** (3-yr -0.9%/yr, 5-yr -2.5%/yr). Revenue grew 0.1% over the last year, against -2.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -20.6%** (3-yr -32.9%/yr, 5-yr 9.1%/yr). Earnings per share fell 20.6%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Genworth Financial Inc does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 19.5%** (YTD 14.6%, 3-mo 19.5%). The shares are up 19.5% over twelve months including dividends.
- **From 52-week high: -3.2%** (32.0% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 69**. An RSI of 69 is neutral.
- **Beta (1 yr): 0.31** (volatility 22%). Beta of 0.31 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GNW · Page: https://foliofundamentals.com/stocks/gnw

Not investment advice.