# Global Payments Inc. (GPN) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Industrials / Professional Services. Price $92.54, market value $24.5 billion.

## Valuation
- **P/E (trailing): 43.9×** (5-yr avg 68.5×, 3-yr avg 21.3×). Global Payments Inc. trades at 43.9× trailing earnings, well below its own five-year average of 68.5×: cheap by its own standards. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 5.8×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 2.4×**. Each dollar of revenue is priced at 2.4×.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 10.3×**. Enterprise value is 10.3× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 3.4%** (5-yr avg 7.5%). Free cash flow equals 3.4% of the market value, below its five-year average of 7.5%, so the shares are pricier on cash than usual.
- **Earnings yield: 2.3%**. The inverse of the P/E: 2.3% of the price is earned each year.

## Profitability
- **Operating margin: 12.5%**. 12.5% of revenue is left after running the business.
- **Net margin: 18.2%**. 18.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 6.1%**. 6.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 2.8%**. Return on all capital, debt included, is 2.8%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: -1.8%**. Each dollar of assets produces -1.8% of profit.

## Growth
- **Revenue growth (1 yr): -0.4%** (3-yr -5.0%/yr, 5-yr 0.7%/yr). Revenue fell 0.4% over the last year, against 0.7% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -6.2%** (3-yr 143.6%/yr, 5-yr 24.3%/yr). Earnings per share fell 6.2%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): 7.8%/yr**. Free cash flow has compounded at 7.8% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.94**. Debt is 0.94 times equity, moderate leverage.
- **Net debt / EBITDA: 3.6×**. It would take 3.6 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 1.35**. A Z-score of 1.35 is in the distress zone, a signal to examine the balance sheet closely.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.08%** ($1.00 per share, trailing). Global Payments Inc. yields 1.08%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 17%** (31% of free cash flow). 17% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 7**. 7 straight years of increases.
- **Dividend growth (5 yr): 5.1%/yr** (1-yr 0.0%). The dividend has grown 5.1% a year over five years.

## Analyst view
- **Analyst consensus: buy** (28 analysts). 28 analysts cover Global Payments Inc.; the consensus is buy, with an average price target of $103.00 (+11% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 7.4%** (YTD 20.4%, 3-mo 40.1%). The shares are up 7.4% over twelve months including dividends.
- **From 52-week high: -3.5%** (51.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): 1.17** (volatility 40%). Beta of 1.17 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GPN · Page: https://foliofundamentals.com/stocks/gpn

Not investment advice.