# Great Southern Bancorp Inc. (GSBC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $80.24, market value $874 million.

## Valuation
- **P/E (trailing): 13.4×** (5-yr avg 9.8×, 3-yr avg 10.2×). Great Southern Bancorp Inc. trades at 13.4× trailing earnings, well above its own five-year average of 9.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 14.2×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.80**. A PEG of 0.80 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.1%** (5-yr avg 9.7%). Free cash flow equals 5.1% of the market value, below its five-year average of 9.7%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.5%**. The inverse of the P/E: 7.5% of the price is earned each year.

## Profitability
- **Return on equity: 11.2%**. 11.2% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 17.7%** (3-yr 0.9%/yr, 5-yr 8.0%/yr). Earnings per share rose 17.7%.
- **Free-cash-flow growth (3 yr): 2.7%/yr**. Free cash flow has compounded at 2.7% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 2.15%** ($1.72 per share, trailing). Great Southern Bancorp Inc. yields 2.15%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 26%** (42% of free cash flow). 26% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): -6.8%/yr** (1-yr 3.8%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 28.1%** (YTD 32.0%, 3-mo 10.1%). The shares are up 28.1% over twelve months including dividends.
- **From 52-week high: -3.2%** (49.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.52** (volatility 26%). Beta of 0.52 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=GSBC · Page: https://foliofundamentals.com/stocks/gsbc

Not investment advice.
