# HBT Financial Inc. (HBT) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $36.59, market value $1.3 billion.

## Valuation
- **P/E (trailing): 15.6×** (5-yr avg 9.1×, 3-yr avg 9.7×). HBT Financial Inc. trades at 15.6× trailing earnings, well above its own five-year average of 9.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.6×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.33**. A PEG of 1.33 is in the range usually read as fairly priced for its growth.
- **Price / book: 1.7×**. The shares trade at 1.7× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Return on equity: 12.5%**. 12.5% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 8.0%** (3-yr 7.8%/yr, 5-yr 12.7%/yr). Earnings per share rose 8.0%.

## Dividends
- **Dividend yield: 2.73%** ($0.88 per share, trailing). HBT Financial Inc. yields 2.73%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 35%**. 35% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 6**. 6 straight years of increases.
- **Dividend growth (5 yr): 7.0%/yr** (1-yr 10.5%). The dividend has grown 7.0% a year over five years.

## Price and momentum
- **Total return (1 yr): 41.1%** (YTD 43.9%, 3-mo 26.4%). The shares are up 41.1% over twelve months including dividends.
- **From 52-week high: -2.5%** (63.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.41** (volatility 26%). Beta of 0.41 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HBT · Page: https://foliofundamentals.com/stocks/hbt

Not investment advice.