# Hamilton Insurance Group Ltd. (HG) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Insurance. Price $36.47, market value $3.6 billion.

## Valuation
- **P/E (trailing): 7.0×** (5-yr avg 5.1×, 3-yr avg 5.1×). Hamilton Insurance Group Ltd. trades at 7.0× trailing earnings, well above its own five-year average of 5.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 7.6×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.15**. A PEG of 0.15 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.2×**. Each dollar of revenue is priced at 1.2×.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 14.3%**. The inverse of the P/E: 14.3% of the price is earned each year.

## Profitability
- **Net margin: 28.9%**. 28.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 29.8%**. 29.8% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 9.0%**. Each dollar of assets produces 9.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 24.7%** (3-yr 33.1%/yr). Revenue grew 24.7% over the last year.
- **EPS growth (1 yr): 51.2%**. Earnings per share rose 51.2%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: $1.1 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Hamilton Insurance Group Ltd. does not currently pay a dividend, but it returned 3.2% of its market value through buybacks over the last year.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover Hamilton Insurance Group Ltd.; the consensus is buy, with an average price target of $38.14 (+5% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 64.0%** (YTD 39.1%, 3-mo 1.9%). The shares are up 64.0% over twelve months including dividends.
- **From 52-week high: -2.3%** (60.9% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): -0.12** (volatility 27%). Beta of -0.12 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HG · Page: https://foliofundamentals.com/stocks/hg

Not investment advice.