# Hippo Holdings Inc. (HIPO) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $33.87, market value $894 million.

## Valuation
- **P/E (trailing): 7.2×** (5-yr avg 13.5×, 3-yr avg 13.5×). Hippo Holdings Inc. trades at 7.2× trailing earnings, well below its own five-year average of 13.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.6×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.04**. A PEG of 0.04 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.8×**. Each dollar of revenue is priced at 1.8×.
- **Price / book: 1.9×**. The shares trade at 1.9× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 8.0%** (5-yr avg -23.7%). Free cash flow equals 8.0% of the market value, above its five-year average of -23.7%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 13.9%**. The inverse of the P/E: 13.9% of the price is earned each year.

## Profitability
- **Net margin: 12.3%**. 12.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.2%**. 13.2% on shareholders' equity is solid.
- **Return on assets: 6.4%**. Each dollar of assets produces 6.4% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 25.9%** (3-yr 57.6%/yr, 5-yr 55.5%/yr). Revenue grew 25.9% over the last year, against 55.5% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 235.4%**. Earnings per share rose 235.4%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Hippo Holdings Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 2.9%** (YTD 12.6%, 3-mo 36.5%). The shares are up 2.9% over twelve months including dividends.
- **From 52-week high: -13.1%** (40.7% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.85** (volatility 37%). Beta of 0.85 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HIPO · Page: https://foliofundamentals.com/stocks/hipo

Not investment advice.