# Home BancShares Inc. (HOMB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $30.15, market value $6.0 billion.

## Valuation
- **P/E (trailing): 12.5×** (5-yr avg 12.3×, 3-yr avg 12.3×). Home BancShares Inc. trades at 12.5× trailing earnings, close to its own five-year average of 12.3×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.6×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.58**. A PEG of 0.58 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.1%** (5-yr avg 7.4%). Free cash flow equals 7.1% of the market value, in line with its five-year average of 7.4%. Above 5% is generally attractive.
- **Earnings yield: 8.0%**. The inverse of the P/E: 8.0% of the price is earned each year.

## Profitability
- **Return on equity: 11.1%**. 11.1% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 19.9%** (3-yr 41.5%/yr, 5-yr 34.1%/yr). Earnings per share rose 19.9%.
- **Free-cash-flow growth (3 yr): 15.4%/yr**. Free cash flow has compounded at 15.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $667 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.85%** ($0.83 per share, trailing). Home BancShares Inc. yields 2.85%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 33%** (38% of free cash flow). 33% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 15**. 15 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 8.7%/yr** (1-yr 7.3%). The dividend has grown 8.7% a year over five years.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover Home BancShares Inc.; the consensus is buy, with an average price target of $33.14 (+10% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 2.5%** (YTD 10.2%, 3-mo 11.2%). The shares are up 2.5% over twelve months including dividends.
- **From 52-week high: -4.9%** (18.2% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.47** (volatility 21%). Beta of 0.47 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HOMB · Page: https://foliofundamentals.com/stocks/homb

Not investment advice.