# H&R Block Inc. (HRB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Consumer Cyclical / Hotels, Restaurants & Leisure. Price $49.06, market value $6.0 billion.

## Valuation
- **P/E (trailing): 8.6×** (5-yr avg 9.8×, 3-yr avg 10.3×). H&R Block Inc. trades at 8.6× trailing earnings, close to its own five-year average of 9.8×. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 7.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.25**. A PEG of 0.25 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.5×**. Each dollar of revenue is priced at 1.5×.
- **Price / book: 51.9×**. The shares trade at 51.9× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 12.5%** (5-yr avg 12.6%). Free cash flow equals 12.5% of the market value, in line with its five-year average of 12.6%. Above 5% is generally attractive.
- **Earnings yield: 11.6%**. The inverse of the P/E: 11.6% of the price is earned each year.

## Profitability
- **Net margin: 18.6%**. 18.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 624.4%**. A 624.4% return on equity is extremely high; check whether buybacks or debt have shrunk the equity base, which flatters the ratio.
- **Return on assets: 22.5%**. Each dollar of assets produces 22.5% of profit.

## Growth
- **Revenue growth (1 yr): 4.9%** (3-yr 4.4%/yr, 5-yr 2.9%/yr). Revenue grew 4.9% over the last year, against 2.9% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 28.9%** (3-yr 17.3%/yr, 5-yr 12.9%/yr). Earnings per share rose 28.9%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 0.2%/yr**. Free cash flow has compounded at 0.2% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 12.69**. Debt is 12.69 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Current ratio: 1.13** (quick 1.13). Current assets cover the next year's liabilities 1.13 times.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.75%** ($1.68 per share, trailing). H&R Block Inc. yields 3.75%, an income-level yield.
- **Payout ratio: 29%** (28% of free cash flow). 29% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 19**. 19 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 8.9%/yr** (1-yr 14.4%). The dividend has grown 8.9% a year over five years.

## Price and momentum
- **Total return (1 yr): -1.2%** (YTD 15.4%, 3-mo 28.8%). The shares are down 1.2% over twelve months including dividends.
- **From 52-week high: -16.4%** (74.2% above the low). Trading 16% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 48**. An RSI of 48 is neutral.
- **Beta (1 yr): -0.28** (volatility 46%). Beta of -0.28 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HRB · Page: https://foliofundamentals.com/stocks/hrb

Not investment advice.