# HSBC Holdings plc. (HSBC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $107.11, market value $366.9 billion.

## Valuation
- **P/E (trailing): 15.3×** (5-yr avg 39.8×, 3-yr avg 43.2×). HSBC Holdings plc. trades at 15.3× trailing earnings, well below its own five-year average of 39.8×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.3×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 5.0×**. Each dollar of revenue is priced at 5.0×.
- **Price / book: 8.5×**. The shares trade at 8.5× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 7.7%** (5-yr avg 8.4%). Free cash flow equals 7.7% of the market value, in line with its five-year average of 8.4%. Above 5% is generally attractive.
- **Earnings yield: 6.5%**. The inverse of the P/E: 6.5% of the price is earned each year.

## Profitability
- **Return on equity: 11.2%**. 11.2% on shareholders' equity is solid.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): -3.2%** (3-yr 18.6%/yr, 5-yr 44.6%/yr). Earnings per share fell 3.2%.
- **Free-cash-flow growth (3 yr): 16.2%/yr**. Free cash flow has compounded at 16.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 3.50%** ($0.75 per share, trailing). HSBC Holdings plc. yields 3.50%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 58%** (48% of free cash flow). 58% of earnings goes out as dividends, leaving room to keep raising it.
- **Dividend growth (5 yr): 25.7%/yr** (1-yr -19.5%). The dividend has compounded at 25.7% a year over five years, doubling roughly every 3 years at that pace.

## Price and momentum
- **Total return (1 yr): 71.3%** (YTD 40.8%, 3-mo 18.0%). The shares are up 71.3% over twelve months including dividends.
- **From 52-week high: -0.8%** (65.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 66**. An RSI of 66 is neutral.
- **Beta (1 yr): 1.19** (volatility 27%). Beta of 1.19 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HSBC · Page: https://foliofundamentals.com/stocks/hsbc

Not investment advice.