# Hilltop Holdings Inc. (HTH) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $39.24, market value $2.2 billion.

## Valuation
- **P/E (trailing): 14.6×** (5-yr avg 14.5×, 3-yr avg 16.1×). Hilltop Holdings Inc. trades at 14.6× trailing earnings, close to its own five-year average of 14.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 15.8×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.30**. A PEG of 0.30 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 14.8×**. Each dollar of revenue is priced at 14.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: -5.5%** (5-yr avg 24.2%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 6.9%**. The inverse of the P/E: 6.9% of the price is earned each year.

## Profitability
- **Return on equity: 7.6%**. 7.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: -0.0%**. Each dollar of assets produces -0.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 51.7%** (3-yr 18.2%/yr, 5-yr -12.0%/yr). Earnings per share rose 51.7%.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 2.04%** ($0.76 per share, trailing). Hilltop Holdings Inc. yields 2.04%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 27%**. 27% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 10**. 10 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 14.9%/yr** (1-yr 5.9%). The dividend has compounded at 14.9% a year over five years, doubling roughly every 5 years at that pace.

## Price and momentum
- **Total return (1 yr): 11.6%** (YTD 16.8%, 3-mo 5.0%). The shares are up 11.6% over twelve months including dividends.
- **From 52-week high: -2.9%** (27.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.50** (volatility 23%). Beta of 0.50 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=HTH · Page: https://foliofundamentals.com/stocks/hth

Not investment advice.