# Irish Continental Group Plc (ICGC.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Industrials / Marine. Price 620p, market value 920 millionp.

## Valuation
- **P/E (trailing): 15.5×** (5-yr avg 1158.9×, 3-yr avg 1152.7×). Irish Continental Group Plc trades at 15.5× trailing earnings, well below its own five-year average of 1158.9×: cheap by its own standards. The Industrials median in the September 2026 study was 25.7×.
- **Price / sales: 0.8×**. Each dollar of revenue is priced at 0.8×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 3.8×**. The shares trade at 3.8× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 4.7×**. Enterprise value is 4.7× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 14.0%** (5-yr avg 0.1%). Free cash flow equals 14.0% of the market value, above its five-year average of 0.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.5%**. The inverse of the P/E: 6.5% of the price is earned each year.

## Profitability
- **Gross margin: 68.5%**. Irish Continental Group Plc keeps 68.5% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 12.2%**. 12.2% of revenue is left after running the business.
- **Net margin: 11.2%**. 11.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 26.4%**. 26.4% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 27.7%**. Return on all capital, debt included, is 27.7%: comfortably above what that capital costs.
- **Return on assets: 18.9%**. Each dollar of assets produces 18.9% of profit.

## Growth
- **Revenue growth (1 yr): 10.4%** (3-yr 4.4%/yr, 5-yr 19.2%/yr). Revenue grew 10.4% over the last year, against 19.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 27.8%** (3-yr 11.7%/yr). Earnings per share rose 27.8%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -1.8%/yr**. Free cash flow has compounded at -1.8% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 1.03**. Debt is 1.03 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 0.9×**. It would take 0.9 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 8.3×**. Operating profit covers interest 8.3× over, a safe margin.
- **Current ratio: 0.59** (quick 0.53). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 3.01**. A Z-score of 3.01 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.27%** (0p per share, trailing). Irish Continental Group Plc yields 2.27%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 34%** (33% of free cash flow). 34% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Shareholder yield: 13.2%**. Dividends plus net buybacks return 13.2% of the market value a year.

## Price and momentum
- **Total return (1 yr): 24.3%** (YTD 15.3%, 3-mo 14.7%). The shares are up 24.3% over twelve months including dividends.
- **From 52-week high: -11.4%** (12009.4% above the low). Trading 11% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 6.04**. Beta of 6.04 against the FTSE All-Share: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ICGC.L · Page: https://foliofundamentals.com/stocks/icgc.l

Not investment advice.