# Investors Title Company (ITIC) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Insurance. Price $267.07, market value $504 million.

## Valuation
- **P/E (trailing): 12.5×** (5-yr avg 11.0×, 3-yr avg 13.3×). Investors Title Company trades at 12.5× trailing earnings, close to its own five-year average of 11.0×. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 4.3×**. Each dollar of revenue is priced at 4.3×.
- **Price / book: 1.8×**. The shares trade at 1.8× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.2%** (5-yr avg 7.4%). Free cash flow equals 5.2% of the market value, below its five-year average of 7.4%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.0%**. The inverse of the P/E: 8.0% of the price is earned each year.

## Profitability
- **Net margin: 86.0%**. 86.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.1%**. 13.1% on shareholders' equity is solid.
- **Return on assets: 11.1%**. Each dollar of assets produces 11.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 16.4%** (3-yr 4.1%/yr, 5-yr 19.2%/yr). Revenue grew 16.4% over the last year, against 19.2% a year compounded over five years.
- **EPS growth (1 yr): 13.0%** (3-yr 13.8%/yr, 5-yr -2.2%/yr). Earnings per share rose 13.0%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -6.0%/yr**. Free cash flow has compounded at -6.0% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.69%** ($1.84 per share, trailing). Investors Title Company yields 0.69%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 57%** (76% of free cash flow). 57% of earnings goes out as dividends, leaving room to keep raising it.
- **Dividend growth (5 yr): -8.8%/yr** (1-yr -33.3%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 9.5%** (YTD 9.7%, 3-mo -6.6%). The shares are up 9.5% over twelve months including dividends.
- **From 52-week high: -13.7%** (27.3% above the low). Trading 14% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 40**. An RSI of 40 is neutral.
- **Beta (1 yr): 0.20** (volatility 29%). Beta of 0.20 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ITIC · Page: https://foliofundamentals.com/stocks/itic

Not investment advice.