# KB Financial Group Inc (KB) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $110.93, market value $38.5 billion.

## Valuation
- **P/E (trailing): 9.5×** (5-yr avg 3.8×, 3-yr avg 3.6×). KB Financial Group Inc trades at 9.5× trailing earnings, well above its own five-year average of 3.8×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 7.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.00**. A PEG of 0.00 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.0×**. Each dollar of revenue is priced at 0.0×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 15334.8%**. Free cash flow equals 15334.8% of the market value. Above 5% is generally attractive.
- **Earnings yield: 10.5%**. The inverse of the P/E: 10.5% of the price is earned each year.

## Profitability
- **Net margin: 27.5%**. 27.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.9%**. 9.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Free-cash-flow growth (3 yr): 850.4%/yr**. Free cash flow has compounded at 850.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Cash and short-term investments: $35.65 trillion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.98%** ($3.31 per share, trailing). KB Financial Group Inc yields 2.98%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 22%**. 22% of earnings goes out as dividends, leaving room to keep raising it.
- **Shareholder yield: 3805.5%**. Dividends plus net buybacks return 3805.5% of the market value a year.

## Analyst view
- **Analyst consensus: strong_buy** (1 analyst). 1 analysts cover KB Financial Group Inc; the consensus is strong_buy, with an average price target of $166.55 (+50% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 34.9%** (YTD 28.9%, 3-mo -7.5%). The shares are up 34.9% over twelve months including dividends.
- **From 52-week high: -16.8%** (36.3% above the low). Trading 17% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 31**. An RSI of 31 is neutral.
- **Beta (1 yr): 1.49** (volatility 37%). Beta of 1.49 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=KB · Page: https://foliofundamentals.com/stocks/kb

Not investment advice.