# Ladder Capital Corp (LADR) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Mortgage REITs. Price $9.11, market value $1.1 billion.

## Valuation
- **P/E (trailing): 11.5×** (5-yr avg 13.7×, 3-yr avg 14.5×). Ladder Capital Corp trades at 11.5× trailing earnings, close to its own five-year average of 13.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.5×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 8.7%**. The inverse of the P/E: 8.7% of the price is earned each year.

## Profitability
- **Return on equity: 4.3%**. 4.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -40.7%** (3-yr -23.3%/yr). Earnings per share fell 40.7%.

## Financial health
- **Cash and short-term investments: $38 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 10.10%** ($0.92 per share, trailing). Ladder Capital Corp yields 10.10%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 184%**. The dividend exceeds earnings (184% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): -0.4%/yr** (1-yr 0.0%). The dividend has not grown over five years.
- **Shareholder yield: 12.8%**. Dividends plus net buybacks return 12.8% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover Ladder Capital Corp; the consensus is buy, with an average price target of $11.61 (+27% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -6.1%** (YTD -11.5%, 3-mo -3.9%). The shares are down 6.1% over twelve months including dividends.
- **From 52-week high: -20.6%** (7.4% above the low). Trading 21% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.40** (volatility 21%). Beta of 0.40 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=LADR · Page: https://foliofundamentals.com/stocks/ladr

Not investment advice.