# Ethos Technologies Inc. (LIFE) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Insurance. Price $40.88, market value $2.7 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Ethos Technologies Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.39**. A PEG of 0.39 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 4.7×**. Each dollar of revenue is priced at 4.7×.
- **Free-cash-flow yield: 3.4%**. Free cash flow equals 3.4% of the market value.

## Profitability
- **Operating margin: -20.1%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: 18.4%**. 18.4% of each dollar of sales reaches the bottom line.
- **Return on equity: -295.0%**. Return on equity is negative because earnings are negative.
- **Return on assets: -22.5%**. Each dollar of assets produces -22.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 52.0%**. Revenue grew 52.0% over the last year.
- **EPS growth (1 yr): 43.5%**. Earnings per share rose 43.5%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Ethos Technologies Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (8 analysts). 8 analysts cover Ethos Technologies Inc.; the consensus is strong_buy, with an average price target of $37.50 (-8% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **From 52-week high: -18.2%** (332.6% above the low). Trading 18% below its 52-week high.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 1.82** (volatility 89%). Beta of 1.82 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=LIFE · Page: https://foliofundamentals.com/stocks/life

Not investment advice.