# LTC Properties Inc. (LTC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Real Estate / Equity Real Estate Investment Trusts (REITs). Price $41.21, market value $2.2 billion.

## Valuation
- **P/E (trailing): 14.7×** (5-yr avg 14.1×, 3-yr avg 13.7×). LTC Properties Inc. trades at 14.7× trailing earnings, close to its own five-year average of 14.1×. The Real Estate median in the September 2026 study was 25.2×. Forward P/E is 26.2×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 1.11**. A PEG of 1.11 is in the range usually read as fairly priced for its growth.
- **Price / sales: 6.4×**. Each dollar of revenue is priced at 6.4×.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 11.6×**. Enterprise value is 11.6× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Earnings yield: 6.8%**. The inverse of the P/E: 6.8% of the price is earned each year.

## Profitability
- **Operating margin: 62.6%**. 62.6% of revenue is left after running the business, an exceptional level.
- **Net margin: 44.9%**. 44.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.0%**. 11.0% on shareholders' equity is solid.
- **Return on invested capital: 9.0%**. Return on all capital, debt included, is 9.0%.
- **Return on assets: 6.6%**. Each dollar of assets produces 6.6% of profit.

## Growth
- **Revenue growth (1 yr): 25.3%** (3-yr 14.5%/yr, 5-yr 10.5%/yr). Revenue grew 25.3% over the last year, against 10.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 23.5%** (3-yr 0.5%/yr, 5-yr 0.8%/yr). Earnings per share rose 23.5%, roughly in step with revenue.

## Financial health
- **Debt to equity: 0.78**. Debt is 0.78 times equity, moderate leverage.
- **Net debt / EBITDA: 3.2×**. It would take 3.2 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 2.67**. A Z-score of 2.67 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 5.53%** ($2.28 per share, trailing). LTC Properties Inc. yields 5.53%, an income-level yield.
- **Payout ratio: 91%**. 91% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 24**. 24 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 0.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (7 analysts). 7 analysts cover LTC Properties Inc.; the consensus is buy, with an average price target of $45.00 (+9% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 19.8%** (YTD 24.1%, 3-mo 15.4%). The shares are up 19.8% over twelve months including dividends.
- **From 52-week high: -4.2%** (22.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): -0.20** (volatility 20%). Beta of -0.20 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=LTC · Page: https://foliofundamentals.com/stocks/ltc

Not investment advice.