# Metropolitan Bank Holding Corp. (MCB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $93.19, market value $1.2 billion.

## Valuation
- **P/E (trailing): 11.9×** (5-yr avg 11.3×, 3-yr avg 9.7×). Metropolitan Bank Holding Corp. trades at 11.9× trailing earnings, close to its own five-year average of 11.3×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.70**. A PEG of 0.70 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 114.7×**. Each dollar of revenue is priced at 114.7×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.4%**. The inverse of the P/E: 8.4% of the price is earned each year.

## Profitability
- **Return on equity: 9.6%**. 9.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 1.0%**. Each dollar of assets produces 1.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -53.8%** (3-yr -25.6%/yr, 5-yr -4.2%/yr). Revenue fell 53.8% over the last year, against -4.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 11.6%** (3-yr 7.8%/yr, 5-yr 7.3%/yr). Earnings per share rose 11.6%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.50%** ($0.75 per share, trailing). Metropolitan Bank Holding Corp. yields 1.50%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 4%**. 4% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.

## Price and momentum
- **Total return (1 yr): 17.3%** (YTD 22.7%, 3-mo 2.6%). The shares are up 17.3% over twelve months including dividends.
- **From 52-week high: -8.7%** (44.1% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.76** (volatility 33%). Beta of 0.76 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MCB · Page: https://foliofundamentals.com/stocks/mcb

Not investment advice.