# Barings Corporate Investors (MCI) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Capital Markets. Price $17.16, market value $353 million.

## Valuation
- **P/E (trailing): 9.8×** (5-yr avg 11.7×, 3-yr avg 10.6×). Barings Corporate Investors trades at 9.8× trailing earnings, close to its own five-year average of 11.7×. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 11.7×**. Each dollar of revenue is priced at 11.7×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 5.3%** (5-yr avg 6.2%). Free cash flow equals 5.3% of the market value, in line with its five-year average of 6.2%. Above 5% is generally attractive.
- **Earnings yield: 10.3%**. The inverse of the P/E: 10.3% of the price is earned each year.

## Profitability
- **Net margin: 93.0%**. 93.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 8.2%**. 8.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 6.5%**. Each dollar of assets produces 6.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -20.4%** (3-yr 23.0%/yr). Revenue fell 20.4% over the last year.
- **EPS growth (1 yr): -21.7%** (3-yr 24.5%/yr). Earnings per share fell 21.7%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): 68.0%/yr**. Free cash flow has compounded at 68.0% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $32 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 9.32%** ($1.58 per share, trailing). Barings Corporate Investors yields 9.32%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 124%** (187% of free cash flow). The dividend exceeds earnings (124% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): 10.8%/yr** (1-yr -5.3%). The dividend has compounded at 10.8% a year over five years, doubling roughly every 7 years at that pace.
- **Shareholder yield: 8.6%**. Dividends plus net buybacks return 8.6% of the market value a year.

## Price and momentum
- **Total return (1 yr): -10.1%** (YTD 0.7%, 3-mo 8.2%). The shares are down 10.1% over twelve months including dividends.
- **From 52-week high: -20.2%** (5.9% above the low). Trading 20% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.34** (volatility 23%). Beta of 0.34 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MCI · Page: https://foliofundamentals.com/stocks/mci

Not investment advice.