# Barings Corporate Investors (MCI) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $18.65, market value $384 million.

## Valuation
- **P/E (trailing): 10.6×** (5-yr avg 11.3×, 3-yr avg 9.5×). Barings Corporate Investors trades at 10.6× trailing earnings, close to its own five-year average of 11.3×. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 12.7×**. Each dollar of revenue is priced at 12.7×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 4.8%** (5-yr avg 6.6%). Free cash flow equals 4.8% of the market value, below its five-year average of 6.6%, so the shares are pricier on cash than usual.
- **Earnings yield: 9.4%**. The inverse of the P/E: 9.4% of the price is earned each year.

## Profitability
- **Net margin: 93.0%**. 93.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 8.2%**. 8.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 6.5%**. Each dollar of assets produces 6.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -20.4%** (3-yr 23.0%/yr). Revenue fell 20.4% over the last year.
- **Free-cash-flow growth (3 yr): 68.0%/yr**. Free cash flow has compounded at 68.0% a year over three years.

## Financial health
- **Cash and short-term investments: $32 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 8.46%** ($1.60 per share, trailing). Barings Corporate Investors yields 8.46%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 124%** (187% of free cash flow). The dividend exceeds earnings (124% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): 10.8%/yr** (1-yr -5.3%). The dividend has compounded at 10.8% a year over five years, doubling roughly every 7 years at that pace.
- **Shareholder yield: 7.8%**. Dividends plus net buybacks return 7.8% of the market value a year.

## Price and momentum
- **Total return (1 yr): -7.1%** (YTD 5.1%, 3-mo 9.3%). The shares are down 7.1% over twelve months including dividends.
- **From 52-week high: -18.9%** (15.1% above the low). Trading 19% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.25** (volatility 23%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MCI · Page: https://foliofundamentals.com/stocks/mci

Not investment advice.