# MidCap Financial Investment Corporation (MFIC) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Capital Markets. Price $10.30, market value $848 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). MidCap Financial Investment Corporation reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.

## Profitability
- **Return on equity: 4.8%**. 4.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -46.5%** (3-yr -19.0%/yr). Earnings per share fell 46.5%.

## Financial health
- **Piotroski F-score: 1/9**. 1 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $98 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 12.03%** ($1.38 per share, trailing). MidCap Financial Investment Corporation yields 12.03%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 224%**. The dividend exceeds earnings (224% payout), which is rarely sustainable outside REITs and one-off years.
- **Dividend growth (5 yr): -1.3%/yr** (1-yr -11.6%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: hold** (6 analysts). 6 analysts cover MidCap Financial Investment Corporation; the consensus is hold, with an average price target of $10.29 (-0% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -7.1%** (YTD -4.5%, 3-mo 5.9%). The shares are down 7.1% over twelve months including dividends.
- **From 52-week high: -16.5%** (27.0% above the low). Trading 17% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 75**. An RSI of 75 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): 0.64** (volatility 34%). Beta of 0.64 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MFIC · Page: https://foliofundamentals.com/stocks/mfic

Not investment advice.