# M/I Homes Inc. (MHO) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Cyclical / Household Durables. Price $128.84, market value $3.3 billion.

## Valuation
- **P/E (trailing): 12.2×** (5-yr avg 6.3×, 3-yr avg 8.0×). M/I Homes Inc. trades at 12.2× trailing earnings, well above its own five-year average of 6.3×: investors are paying up relative to the company's past. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 11.5×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.8×**. Each dollar of revenue is priced at 0.8×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 4.2%** (5-yr avg 6.6%). Free cash flow equals 4.2% of the market value, below its five-year average of 6.6%, so the shares are pricier on cash than usual.
- **Earnings yield: 8.2%**. The inverse of the P/E: 8.2% of the price is earned each year.

## Profitability
- **Operating margin: 8.2%**. 8.2% of revenue is left after running the business.
- **Net margin: 9.1%**. 9.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 12.7%**. 12.7% on shareholders' equity is solid.
- **Return on assets: 5.8%**. Each dollar of assets produces 5.8% of profit.

## Growth
- **Revenue growth (1 yr): -1.9%** (3-yr 2.3%/yr, 5-yr 7.7%/yr). Revenue fell 1.9% over the last year, against 7.7% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -25.2%** (3-yr -5.1%/yr, 5-yr 12.4%/yr). Earnings per share fell 25.2%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -9.9%/yr**. Free cash flow has compounded at -9.9% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Altman Z-score: 3.42**. A Z-score of 3.42 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. M/I Homes Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (3 analysts). 3 analysts cover M/I Homes Inc.; the consensus is buy, with an average price target of $156.67 (+22% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 6.0%** (YTD 3.8%, 3-mo -10.5%). The shares are up 6.0% over twelve months including dividends.
- **From 52-week high: -21.3%** (13.6% above the low). Trading 21% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.74** (volatility 34%). Beta of 0.74 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MHO · Page: https://foliofundamentals.com/stocks/mho

Not investment advice.