# Monks Investment Trust Plc (MNKS.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 1616p, market value 2.5 billionp.

## Valuation
- **P/E (trailing): 4.4×** (5-yr avg 534.2×, 3-yr avg 534.2×). Monks Investment Trust Plc trades at 4.4× trailing earnings, well below its own five-year average of 534.2×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 3.7×**. Each dollar of revenue is priced at 3.7×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 3.3×**. Enterprise value is 3.3× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 0.1%** (5-yr avg 0.0%). Free cash flow equals 0.1% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 22.8%**. The inverse of the P/E: 22.8% of the price is earned each year.

## Profitability
- **Gross margin: 95.6%**. Monks Investment Trust Plc keeps 95.6% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 95.0%**. 95.0% of revenue is left after running the business, an exceptional level.
- **Net margin: 96.7%**. 96.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 25.1%**. 25.1% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 23.3%**. Return on all capital, debt included, is 23.3%: comfortably above what that capital costs.
- **Return on assets: 22.5%**. Each dollar of assets produces 22.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 4529.8%** (5-yr -4.8%/yr). Earnings per share rose 4529.8%.
- **Free-cash-flow growth (3 yr): -100.0%/yr**. Free cash flow has compounded at -100.0% a year over three years.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: 18 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Monks Investment Trust Plc does not currently pay a dividend, but it returned 30.7% of its market value through buybacks over the last year.

## Price and momentum
- **Total return (1 yr): 16.3%** (YTD 8.5%, 3-mo 2.1%). The shares are up 16.3% over twelve months including dividends.
- **From 52-week high: -3.6%** (18.3% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 54**. An RSI of 54 is neutral.
- **Beta (1 yr): 0.51** (volatility 15%). Beta of 0.51 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=MNKS.L · Page: https://foliofundamentals.com/stocks/mnks.l

Not investment advice.